Calendar icon February 6, 2023

Everything You Need to Know about Ragweed Allergies This Fall

Thanks to ragweed pollen, fall allergies can be a pain when you're trying to enjoy the changing weather. Prepare for ragweed below.

 

Pollen sucks. Its existence is essential to life itself, but it’s an absolute menace to allergy-afflicted individuals throughout the spring . . . and the fall.

“Wait, and the fall?”

Yes, and the fall.

“That’s like half the seasons. I didn’t sign up for that.”

Well, the summer as well. That’s when grass pollen comes out.

“. . .“

“So if spring is tree pollen and summer is grass pollen, what is fall pollen? Bush pollen?”

Ragweed, mostly. Ragweed pollen is public enemy number one in the fall for allergy sufferers.

The good news is that you aren’t allergic to all pollen because you are allergic to one type of pollen. Just because tree pollen, the yellow dust that coats entire cities in the spring, causes you to sneeze and itch, doesn’t necessarily mean ragweed pollen is going to do the same.

Tree pollen in the early months of the year is generally a more prominent allergen. That’s why springtime gets the most hubbub when talking about allergies. Despite this, a larger number of Americans actually suffer from a fall pollen allergy than a spring one.

So, what is ragweed and what does it look like? Keep reading to learn all about this sneaky irritant that may result in an unsuspecting ragweed pollen allergy.

What is ragweed & what does it look like?

What does ragweed look like? It’s a flowering plant that looks about like this:

what ragweed looks like

 

Ragweed can be found growing in fields, on roadsides, or anywhere there is open space in every state excluding Alaska (do you think Alaska feels sad for always being excluded?). There are lots of different species of ragweed, such as sage, eupatorium, and just in case ragweed wasn’t a gross enough name for you, there is also mugwort.

The two primary offenders in the case of allergen production are the cleverly named common ragweed and giant ragweed. These species of ragweed can be identified by their lobed leaves, which other species don’t have. Lobed leaves look like this:

 

The difference between giant ragweed and common ragweed is that giant ragweed is bigger. You’re welcome.

Ragweed vs. Goldenrod

Goldenrod is a very similar looking plant that, like ragweed, can be found just about anywhere in the United States. Genetically, it’s extremely different from ragweed, and its pollen is not an allergen. Nobody in the country is allergic to Goldenrod pollen. People often confuse it with the allergy factory of ragweed because of their similar appearances, and also probably because it's bright yellow and that is the color people associate with pollen. It is harmless though. Below is a side-by-side comparison so you can tell the difference.

ragweed versus goldenrod

 

When is ragweed season?

Like tree pollen season, ragweed pollen season can vary slightly by geographic location. It usually starts a little earlier and ends a little earlier the farther north you travel. While the plant can begin flowering as early as July, August is typically the month when ragweed pollen begins to infect the air around us. So, if you have a ragweed pollen allergy, you’ll likely notice symptoms at the end of summer through the start of winter. Late October is when it starts to diminish in the northern states, and it survives until late fall, usually mid-November, in the southern states. The first significant frost often coincides with the end of ragweed’s pollination time. So root for an early frost if you’re a ragweed pollen allergy sufferer.

How is ragweed pollen different from tree pollen?

It’s not, really. There are a few minor characteristics that are different, such as oak tree pollen being able to remain suspended in the air longer than ragweed. Ragweed produces a lot fewer individual pollen grains per plant. Overall, it’s a slightly less potent allergen than oak pollen and other tree pollens in the spring, but still pretty obnoxious if you’re afflicted with an intolerance. It also doesn’t cover the ground in a thick yellow dust, making it a less common talking point in the world of pollen allergies because of the lack of visual presence. Just like tree pollen though, it still sucks.

 

How do you manage a ragweed pollen allergy?

So, you know what ragweed looks like. But what do you do if you find you have a ragweed pollen allergy? Here are three tips to keep your symptoms at bay.

Pay attention to weather forecasts

There are a couple of reasons to keep an eye on the weather for today and the coming days. The first is pollen counts. You can also check these online at a place like pollen.com. We talked at length about these in our spring pollen blog, so we won’t dive too deep here.

Pollen counts, or pollen index, can vary based on many weather factors though, so some days outside will be way worse than others. The forecasts take these into account to give you an accurate idea of how prevalent the allergy threat will be each day.

Generally speaking, the mid-day hours are the worst for ragweed pollen. Going for that run or bike ride at dawn or dusk is a good idea if you have a fall pollen allergy (this is a good idea anyways in August, as it’s the hottest month of the year in many places). The wind is also responsible for driving up pollen counts. A consistent breeze will push pollen grains into the air and stop them from settling. So avoid windy days for your outdoor activities.

Also, keep an eye on rain in the forecast. Rain is the best thing for a ragweed pollen allergy. It washes pollen out of the sky and washes away pollen on the ground that can be resuspended in the air. If you’ve got an outdoor activity planned this fall, see if you can schedule it for the day after a rain. You’ll be a lot happier and healthier spending time outside because of the sudden decrease in pollen counts.

 

Take medicine

When you’re buying medication for your allergies, there is not a lot that is different in the fall versus the spring. Antihistamines such as Zyrtec or Chlor-Trimeton block allergens by binding to receptors within the body, depriving the allergen of its chance to make you sneeze right before it succeeds.

Antihistamines are effective because they target the actual cause of the allergic reaction instead of treating the symptoms. Other medications specifically for symptoms, such as decongestants, are available if you happen to have an antihistamine intolerance.

 

Keep ragweed pollen outside

If you’re a serious pollen allergy sufferer, it’s important to cover your bases when it comes to the air inside your home. You can’t rid the outside air of ragweed pollen, but you can keep it from getting inside.

Keep your windows and doors closed, especially on windy days. It may be tempting to leave your front door open or crack a window when that cool fall weather begins to roll in, but that’s the only barrier between your house and ragweed pollen.

Remember that pollen can also be carried into your home on your clothes, body, or pets.

  • Change clothes after spending a significant amount of time outside and drop those clothes in the washing machine.
  • Shower after significant outdoor activities.
  • Wash your hands after petting any dogs or cats that have been outside.

If it gets inside, don’t fret. Simply follow our best practices for how to remove allergies from your home.

Close the top on your convertible this time of year too.

Filter ragweed pollen out by keeping clean air filters in

You can make a material difference in the amount of ragweed pollen that enters your home by taking those simple precautions. You can’t eliminate it entirely, though. One of the best ways to keep your home as pollen-free as possible is to use air filters with high MERV ratings (8 or above).

 

Using a high-quality air filter, like Second Nature’s Health Shield or Essential+ filter, will pull those sneaky particles out of your home and into the garbage. Get one today. 

 

Not sure what size to get? Learn about air filter sizes and how they work to remove allergens from your home.

Keep learning

Chambers Theory Endorses Second Nature’s Resident Benefits Package

Chambers Theory is a world-renowned property management team with clients in more than 30 countries worldwide. They specialize in serving the U.S. military, State Department, and Foreign Services families. Their motto “Real Estate With Intelligence” is more than just a saying. It’s on full display through the introductory videos for landlords and residents on their website in seven languages (Spanish, Portuguese, Italian, Vietnamese, French, Croatian, and English) - all spoken fluently by their own property management (PM) team. Since its founding in 2018, Chambers Theory has been achieving extraordinary performance benchmarks. They’ve led the marketplace in delivering the “Golden Triangle of Success” to their clients, which means the lowest vacancy, the highest average rents, and the highest quality of tenants of any property management firm in its same service area. They’ve also donated over $100,000 to local charities and community organizations, while also leading the way in promoting sustainability practices in real estate and property management services. Their outstanding team attributes their success to their ability to develop and utilize their emotional intelligence skills to capacity to care with all their interactions with both landlords and residents. That’s why they fully endorse the Resident Benefits Package at Second Nature! Find out more about what a Resident Benefits Package is, its benefits, and how it can help create a Triple Win for you, as well as your residents and investors. Related: The State of Resident Experience Report

Calendar icon July 18, 2024

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Investor Experience Platform™️ IXP™️

An Investor Experience Platform™️ (IXP) in property management is a suite of products, services, and benefits offered by property management companies to property investors. Just like a resident benefits package is a way to drive value for residents, investors, and property managers, the IBP™️ is an innovative approach to property management that focuses on driving value for an investor's assets and turning that value into profit for the property management company. In this article, we’ll dig into the different features that an Investor Experience Platform™️ can include, and how those benefit not just investors, but property managers and residents, too. What Is an Investor Experience Platform™️ (IXP)? As stated above, an Investor Experience Platform™️ (IXP™️) is a comprehensive suite of services that offer property investors higher quality property management, stability, and profit. An IBP™️ typically includes concierge-level services beyond basic property management – such as property insurance policies, eviction guarantees, rent guarantees, maintenance plans, asset performance reports, etc. These services are aimed at maximizing the investor’s assets, stability and convenience, profitability, and peace of mind in managing their properties. They're commonly managed through an investor experience platform to securely manage and monitor the performance of these assets online, which we'll discuss later. The first step to outlining an IBP™️ is to define what your basic management fee means and covers. If the answer is, it’s collecting rent, handling maintenance, and general communication – does that include maintenance coordination or is that a separate fee? Does it include asset reporting or is that an additional service? In your management agreement, define what the management fee is, what it covers, and how much it is. An IBP™️ can be an effective tool for articulating the new and differentiated things that an investor wouldn’t be able to do on their own and that you are offering beyond basic property management. Articulate your unique and differentiated services (IBP™️) and use that as a tool for positioning and charging for what it’s worth. What’s Included in An Investor Experience Platform™️? An Investor Experience Platform™️ should include a range of solutions to help deliver consistency, insight, and asset protection to a property owner’s portfolio. After all, professional property managers don’t have to be functional managers of a home – they can be strategic partners in the management of financial assets. You might hear services similar to the IBP™️ called an “owner benefit package,” but at Second Nature, we believe that the “investor” term is useful in encouraging a longer-term mindset, and emphasizes the economic value professional property management can bring. According to Eric Wetherington, VP of Strategic Initiatives at PURE Property Management: “As property managers, we need to think more like asset managers. This client made an investment, and we should be guiding that client through managing that investment, not just collecting rent.” To build and manage a winning IBP™️, property managers need an Investor Experience Platform that unlocks scalable product and service customization, digitized onboarding, accounting policy automation, and more. In addition, Investor Experience Platforms provide transparency and convenience for your investors. Here are some of the most valuable services that property managers can offer through an innovative Investor Experience Platform™️. Property insurance program Similar to offering a renters insurance program through an RBP in the lease agreement, property management companies can offer an insurance plan to investors to cut costs and ensure the safety of their assets. Most management agreements will include the requirement that the investor carries insurance on the property and that the property manager is additionally insured. But what if you as the property manager could help manage that for the investor – at scale? Property Insurance for investors should have dynamic pricing based on individual investors’s property portfolio and needs. The benefit beyond flexibility is the savings they’ll see on their premiums while also getting insurance that’s tailored to the needs of their specific property class. At Second Nature, we work primarily with single-family rental properties and small multi-family residences. Property Insurance Programs can bring scale that will drive economic value for the investor over what they could get retail on their own. They’d still have the option to go get their own insurance that meets requirements, but they can pay you a small fee to manage it for them. Rent guarantee An IBP™️ can include a number of financial guarantees to protect property investors and drive ancillary revenue for PMCs. A rent guarantee, or rent protection, ensures a consistent rental income to investors by protecting them against resident defaults or non-payment of rent. If a resident fails to pay rent, the property management company covers the unpaid amount and takes necessary steps for eviction or collection, providing financial security and minimizing the risk for property owners. Rent guarantees work for professional property management companies that have enough properties to balance the loss of rent if a resident doesn’t pay. The risk is low and the additional profit from fees for this guarantee can have a very high ROI, while driving satisfaction and stability for the investor. Plus, if you’re using services in an RBP to help incentivize on-time rent payments, you’ll rarely find yourself out in the cold. Eviction protection guarantee An eviction protection guarantee also goes beyond the normal scope of property management services and can be used as a secondary source of revenue. Eviction Protection is a service provided by property management companies to property investors that offers additional security and financial protection in the event of an eviction. Under this guarantee, the property management company assumes the costs associated with the eviction process, including legal fees and court expenses. It helps alleviate the financial burden on property investors and provides peace of mind by ensuring that they are safeguarded against potential losses resulting from resident evictions. The eviction guarantee helps protect property owners from the complexities and potential costs associated with evictions, ensuring a smooth and efficient resolution to tenant-related issues. Pet guarantees & other guarantees A pet guarantee is a service offered by property management companies to property investors that aims to address any potential issues related to allowing pets in rental properties. It typically involves implementing policies and procedures to ensure responsible pet ownership, such as thorough pet screening, pet agreements, and collecting additional pet deposits or fees. The pet guarantee may also include services like pet damage insurance or assistance with pet-related issues during the lease term. It provides property investors with a framework to accommodate residents with pets while minimizing risks and maintaining the condition of the property. For many residents, finding a pet-friendly apartment increases retention and profitability. They’re willing to stay longer and pay more for a pet-friendly place. And–get this–pet damage is less likely to happen than damage from kids! It’s not a huge risk to the asset, but can provide a big benefit in terms of satisfied, longer-term residents. Maintenance plan Home warranties are a four-letter word for property managers. They’re a massive headache to deal with, and yet there’s high demand for them among property investors. Because of that, most property managers charge a fee for home warranties, for each they have to file. Imagine if there was a world where home warranties weren’t needed. Here’s the thing: Professional property managers already have the vendor network and the know-how to coordinate maintenance jobs. What they don’t usually have is a product that’s priced to give the investor the experience they want. Let’s say right now an investor is paying $50 a month for a cheap home warranty. The warranty only covers 40% of issues and it creates all these extra people and friction in the middle. For anything moderately significant that goes wrong with a property, PMCs generally must contact the investor for permission to get work done. It’s all a massive hassle and loses time in maintenance requests that leave residents frustrated. What if there was a product that costs, say, $150 to $200 a month but it actually covered everything? Instead of having sudden expenses and emergencies, this maintenance plan smooths out the experience and makes it more predictable for the investor. For PMs, it means taking the initiative on fixes without waiting for approval. Imagine a world where you didn’t have to get owner approvals for 95% of maintenance issues – because they’re already budgeted for and already paid for. For residents, it means better maintenance, and faster. Another Triple Win! Asset performance reports Another piece focuses on property managers as asset managers. Think about any investment app, like Robinhood, Acorns, etc. You can log in to these apps any time, 24/7, and see how your stock and investments are performing. In most investment classes, you can see in real time how your assets are performing. Why shouldn’t property investors have that as well? An IBP™️ can include exactly that: a dashboard or online portal that shows investors regular reports on how their property is doing. They could get updates on the value of their home over time, the home price appreciation, rent price over time, and project rent growth, typically maintenance costs and how they’re doing against that, and more. Resident Benefits Package Another piece to include in your IBP™️ is to highlight the benefits of your resident benefits package to your investors. Explain how features like a filter delivery program protect their assets and reduce HVAC repair costs. Show how a renters insurance program can ensure coverage and protection. Give numbers on how credit reporting incentivizes on-time rental payments and helps ensure financially stable renters. Explain how a movie-in concierge saves both time, headache, and money. Each of the pillars of an RBP is critical to encouraging better resident behavior, increasing renter retention and lease renewal rates, reducing vacancies, and more – all primary goals for a property investor. A note about Rent Advance Programs There’s been due buzz about “Rent Advance” offerings, though many advise caution when approaching this financial product. It works in some ways like cash advance programs, which can satisfy urgent needs, but not be more valuable for anyone long term. The way it works is PMs offer to send a year of rent upfront to the investor in a big chunk, and collect monthly from the resident. The investor typically pays a 5-10% premium on the advance, which can be their entire expected return. So the question becomes, where do they put that cash to get a better return instead? Another thing to think about is who would actually use this product. Investors who don’t have enough cash on hand? How does that benefit anyone in the long run? What happens when there’s a big maintenance bill later? Does this encourage better decisions and practices by the investor? To date, there’s been pretty low adoption of this program, which is another sign it may not be hugely beneficial to everyone involved. But plenty of innovations start that way, evolve, and find traction. One case where it might be a value generator is if an investor is looking to take a cash advance and put it toward a down payment for another house. That would benefit the property manager as well, promising more business, and the PM could offer a lower rate for getting more properties to make the financing more attractive than hard money loans or other alternatives. The jury is still out here, it’s an interesting one to track. How Can Investors and Property Managers Benefit From an Investor Experience Platform™️? Investors and property managers can benefit from an Investor Experience Platform™️ in several ways. They’re also great for residents in the sense they build more stability and quality into the renting process. Here are just some of the benefits of an IBP™️. Enhanced investor attraction An Investor Experience Platform™️ provides incentives and advantages that can attract more investors. Financial guarantees and protections against the risks associated with evictions or late payments can increase stability, while services like a maintenance plan can ensure premium care of their property assets without increasing their workload. By offering attractive perks, property managers can differentiate their offerings and generate greater investor interest. Increased investor retention Both IBP™️s and RBPs help build loyalty with residents and investors. By fostering a strong relationship and demonstrating ongoing value, property managers can build trust and loyalty among investors, and retain them over the long term. IBP™️s help establish the stability, transparency, and asset growth for a real estate investment that an investor hopes to achieve. Improved property performance An Investor Experience Platform™️ can also contribute to improved property performance. For example, by offering discounted property management fees or access to professional services at reduced rates, property managers can help investors optimize their returns and reduce costs. Additionally, incentives such as rent guarantees or eviction protection can mitigate risk for investors and attract more capital to the property. Streamlined communication and transparency A well-designed Investor Experience Platform™️ facilitates effective communication and promotes transparency between property managers and investors. This can involve regular reporting on financial performance, property updates, and the sharing of relevant market insights. Transparent and consistent communication builds trust and confidence among investors, fostering a positive and long-lasting relationship. Competitive advantage A comprehensive Investor Experience Platform™️ can give property managers a competitive edge in the market. When investors have access to exclusive benefits and advantages, they are more likely to choose a property managed by a company that offers a compelling package – and to recommend it to others. Say hello to increased investment inflow and a stronger market position for your PMC. Should You Make an Investor Experience Platform™️ Mandatory? The first thing most property managers ask us when we’re talking about an RBP or an IBP™️ is: Should I make this mandatory for all investors or do I make it a flexible opt-in/opt-out program? Unlike RBPs, where best practices are more proven and established, different PMs are taking different approaches with their IBP™️s. Some have a mandatory level of service set at a flat price. Others may say they’re fine offering a base level of service without these differentiated products, giving investors the choice to simply pay a baseline management fee and opt out of the IBP™️ premium service. Some may offer a baseline to all investors and then give them the chance to opt in for premium IBP™️ services. There are a lot of ways to do it. With the RBP, we’ve found that making it mandatory does not generate nearly as much pushback as people expect – and can be a strong value add overall. Final Thoughts About an Investor Experience Platform™️ The Investor Experience Platform™️ is an innovative way to generate ancillary income and create more value for investors and residents. Similar to Second Nature’s premier Resident Benefits Package, the IBP™️ can deliver high-quality service for investor experience – and help create a triple win for investors, residents, and property management companies. The IBP™️ reinforces the value of a professional property management company for investors and helps differentiate you from the crowd. Stay tuned to learn more about the latest in the IBP™️ space, or learn more about how a resident benefits package can launch a whole new level of value for your PMC.

Calendar icon July 17, 2024

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